Terms and Conditions
Last updated: September 28, 2024
General Information
These Terms and Conditions govern the access and use of theGalileus platform available at galileus.co, as well as the services offered through it. By accessing or using our platform, you accept these terms in their entirety.
Legal Capacity
The services of Galileus are available only to those individuals who have the legal capacity to contract under applicable law. By accepting these Terms and Conditions, you confirm that you are at least 18 years old or of legal age in your jurisdiction, and that you have the legal capacity to enter into a binding contract. If you do not have the legal capacity, you may not use the services of Galileus.
Use of the Platform
The Galileus platform is intended to allow users to register and validate their financial information so that financial institutions can make offers to purchase their credit portfolio.Galileus does not guarantee the acceptance of any application or that offers will be received from financial institutions.
User Registration
To use the services of Galileus, users must register on the platform by providing truthful and complete information. Galileus reserves the right to verify the user’s identity and the accuracy of the information provided, as well as to reject or suspend any registration that does not comply with these Terms and Conditions.
User Responsibility
The user is responsible for the accuracy of the information provided on the Galileus platform and for maintaining the confidentiality of their login credentials. The user is responsible for all actions performed from their account and agrees to immediately notify of any unauthorized use.
Proper Use of Information
The user agrees not to use the Galileus platform for illegal, deceptive, or unauthorized purposes. The user also agrees not to engage in activities that could disrupt or damage the platform’s operation or compromise the security of the information.
Platform Access
Galileus reserves the right to modify, suspend, or interrupt access to its platform at any time, whether for technical, security, or maintenance reasons, without prior notice. Likewise, Galileus may limit or restrict access to certain users at its sole discretion.
Updates to the Terms
Galileus reserves the right to modify these Terms and Conditions at any time, notifying users through the platform or by electronic means. Continued use of the platform after notification of changes implies acceptance of them.
Intellectual Property
All rights over the content, design, code, trademarks, and any other element of the Galileus platform belong exclusively to Galileus. Unauthorized use of any material protected by intellectual property rights may result in legal action.
Limitation of Liability
Under no circumstances will Galileus be liable for direct, indirect, incidental, special, or consequential damages arising from the use of the platform or the inability to use it, even if the possibility of such damages was warned.Galileus does not guarantee the accuracy, completeness, or timeliness of the information provided by users or financial institutions.
Applicable Law and Jurisdiction
These Terms and Conditions are governed by the laws of Colombia. Any dispute arising from their interpretation or enforcement will be resolved in the courts of the city of Bogotá, with the parties expressly waiving any other jurisdiction that might otherwise apply.
Privacy Policy
At Galileus, we are committed to protecting the privacy of our users and ensuring the security of the personal information collected through our platform at galileus.co/privacy. Using the services of Galileus implies acceptance of the terms described in this privacy policy.
Collection of Personal Data
We collect personal data from Galileus users when they interact with our platform, whether by registering, providing information to receive offers, or at any other point of using the services. Personal data we may collect includes, but is not limited to, name, email address, phone number, ID number, financial information, and any other data necessary for the operation of our services.
Use of Personal Data
The data we collect will be used to improve and personalize the user experience on the Galileus platform, as well as to facilitate intermediation between users and financial institutions. The financial data collected will be treated confidentially and will only be shared with financial institutions interested in making offers to the user, always with the user’s consent.
Storage and Security
Personal data will be stored on secure servers, and Galileus will take the necessary measures to protect such information from unauthorized access, loss, or alteration. However, we acknowledge that no system is completely foolproof, so we cannot guarantee the absolute security of personal data.
Sharing Data with Third Parties
Galileus will not sell, trade, or lease users’ personal information to third parties without their express consent. We will only share information with financial institutions participating in our platform for the purpose of enabling them to present offers to users.
User Rights
Users of Galileus have the right to access, correct, and delete their personal data at any time. Additionally, users may request that their data not be used for marketing purposes or to receive promotional information, by contacting us through the support channels indicated on the platform.
Changes to the Privacy Policy
Galileus reserves the right to modify this privacy policy at any time, so we suggest that users periodically review this section. Any significant change in the handling of personal data will be promptly notified to users.
Contact
If you have questions or concerns about this privacy policy or the handling of your personal data, you can contact us via the support email provided on the platform at galileus.co.